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Metal Roofing vs Asphalt Shingles for New Jersey Homes
Key Points
Cost vs Value: Asphalt shingles are more affordable upfront, while metal roofs offer greater long-term savings and durability.
Lifespan: Shingle roofs last 15–30 years, but metal roofs can protect your home for 50–75 years or more.
Weather Resistance: Both materials stand strong against New Jersey’s coastal winds, rain, and hail, with metal offering added corrosion resistance.
Energy Efficiency: Metal roofs reflect heat and can cut cooling costs, while some shingles feature cool roof technology.
Resale & Maintenance: A metal roof can boost property value and requires minimal upkeep, while shingles offer classic curb appeal and wide style options.
When it comes to protecting your home in Monmouth or Ocean County, your roof is your first and most important line of defense. The decision to replace it is one of the most significant investments you’ll make as a homeowner, and it’s a decision that goes far beyond simple aesthetics. For New Jersey residents, especially those near the coast, the choice often comes down to two leading contenders: the classic architectural asphalt shingle and the increasingly popular metal roof.
This article will help you navigate this high-stakes decision by comparing these two systems on the factors that matter most for a home in our region. We’ll look at upfront costs versus long-term value, durability against harsh weather conditions, and how your choice can impact everything from your energy bills to your home’s resale value. For a broader overview of other materials, you can also read our guide to the best roofing materials for New Jersey homes.
The Jersey Shore Challenge: Why Your Roofing Choice Matters Here
Homeowners along the Jersey Shore face a unique set of environmental challenges. The proximity to the Atlantic Ocean means more than just a beautiful view—it means a constant battle against high winds, heavy rain, snow, hail, and the corrosive effects of saltwater and humidity. A roof that might perform well in a different climate may not stand up to these conditions over the long term.
Beyond the weather, homes in coastal New Jersey must also comply with local building codes, which are designed to protect structures from extreme conditions. This may include requirements for a building to be able to withstand high wind loads and for the use of corrosion-resistant materials and fasteners. Choosing a durable, high-performance material isn’t just a preference; it’s a strategic choice to ensure the long-term integrity of your home.
Upfront Cost vs. Long-Term Value: A Look at the Numbers
The most immediate difference between these two systems is the price tag. Architectural asphalt shingles are the more budget-friendly option for the initial installation, with costs generally ranging from $4 to $6 per square foot. A new metal roof, on the other hand, requires a higher upfront investment, with prices starting at around $12 per square foot.
However, focusing only on the upfront cost is a mistake. The true financial picture becomes clear when you consider the total cost of ownership over the life of your home. A typical asphalt shingle roof lasts between 15 and 30 years, meaning it will likely need to be replaced two or even three times over a 60-year period. In contrast, a standing seam metal roof can last 50 to 75 years or more.
When you factor in the rising costs of materials and labor for future replacements, a single metal roof installation can often be more economical in the long run than multiple asphalt shingle replacements.
Roofing Durability & Performance: A New Jersey-Specific Showdown
Weather & Wind Resistance
Both modern asphalt shingles and metal roofs offer exceptional protection against the elements. Metal roofs are renowned for their durability against wind, fire, and water.[6] A screw-down metal roof, for example, is securely attached to the roof deck, making it highly resistant to blow-offs during high-wind events.
Meanwhile, high-performance architectural shingles have closed the gap in wind resistance. GAF Timberline HDZ and Timberline AS II shingles come with a LayerLock™ Technology that allows them to qualify for a WindProven™ Limited Wind Warranty with no maximum wind speed limitation. This means that when installed as a complete system, these shingles can stand up to the most extreme winds New Jersey has to offer.
Impact Resistance (Hail)
Hail is a frequent problem in New Jersey, and impact resistance is a critical factor in your roofing choice. The industry uses the UL 2218 Class 4 rating, which is the highest level of impact resistance. This means the shingles can withstand a two-inch steel ball dropped from 20 feet without visible damage.
GAF’s Timberline AS II shingles are an excellent example of a product that achieves this top rating. Choosing a Class 4-rated shingle can not only provide superior protection but may also qualify you for discounts on your homeowner’s insurance premiums. Metal roofs also offer excellent impact resistance.
Protection Against Moisture & Ice Dams
A critical, often-overlooked component of a roofing system is the underlayment, particularly an ice and water shield. In New Jersey’s cold winters, heat escaping from the attic can melt snow on the roof, which then refreezes at the unheated eaves, creating a barrier known as an ice dam. This trapped water can then back up under your roofing materials and leak into your home, causing significant damage.
An ice and water shield is a self-adhered, waterproof membrane applied to the roof deck in vulnerable areas like eaves and valleys. Unlike standard felt paper, this membrane seals around fasteners, creating a continuous waterproof barrier that prevents water from infiltrating your home, even if the primary roofing material is compromised. This added layer of protection is vital for any New Jersey home.
Aesthetics & Ancillary Benefits
Beyond durability, both materials offer a range of aesthetic and functional benefits:
Aesthetic Variety: Architectural asphalt shingles provide a classic, dimensional wood-shake look and come in a wide array of colors. Metal roofs are also available in a broad selection of colors and styles, including standing seam and corrugated options.
Energy Efficiency: Metal roofs naturally reflect solar heat, which can reduce cooling costs by up to 25%. Certain architectural shingles are also available in “cool roof” options that are designed to absorb less heat.
Maintenance & Resale Value: A metal roof requires minimal maintenance—usually just an annual inspection for debris. A new metal roof can also increase a home’s property value by 1-6%. While asphalt shingles may require more frequent maintenance to maximize their lifespan, they also provide a high level of curb appeal.
Conclusion: Making the Right Choice with Proven Contracting
The decision between a metal roof and architectural asphalt shingles for your New Jersey home is ultimately a personal one that depends on your priorities.
If your primary focus is on a balance of durability, proven performance, and an affordable initial investment, a high-quality architectural asphalt shingle roof is an excellent choice.[5] With modern features and warranties, these systems provide exceptional protection against the region’s weather.
If you are looking for a long-term investment with superior longevity, minimal maintenance, and the potential for a higher total return on investment, a metal roof is a compelling solution.[8] While the upfront cost is higher, the extended lifespan and added value make it a smart financial and structural decision for a home you plan to live in for decades.
At Proven Contracting, we understand the specific needs of homeowners in Monmouth and Ocean Counties. We don’t believe in a one-size-fits-all solution; we believe in helping you find the right roofing system for your home and budget. Contact us today for a professional consultation and a free estimate.
Frequently Asked Questions: Metal Roofing vs Architectural Asphalt Shingles
What is metal roofing, and how does it differ from architectural asphalt shingles?
Metal roofing is a durable system made from materials like steel, aluminum, or copper, known for longevity, energy efficiency, and strong performance in harsh climates. Architectural asphalt shingles are more affordable and offer classic curb appeal, but they don’t last as long and require more maintenance over time.
What are the pros and cons of metal roofs for New Jersey homes?
Pros: Exceptional lifespan, high wind resistance, low maintenance, strong coastal corrosion protection, and energy efficiency. Cons: Higher upfront cost and less suitability for DIY installation. With proper insulation, noise is not an issue.
How much does a metal roof cost compared to asphalt shingles?
Metal roofs typically cost $10–$18 per sq. ft. installed, depending on the material and profile. Architectural asphalt shingles cost $5–$8 per sq. ft., making them more budget-friendly upfront. However, metal roofs can be more economical in the long run due to fewer replacements.
How long do metal roofs last compared to asphalt shingles?
Architectural asphalt shingles last 15–30 years, while high-quality standing seam metal roofs last 50–75+ years with proper installation and minimal maintenance.
What types of metal roofing materials are available?
Popular options include galvalume steel, galvanized steel, aluminum, copper, and zinc. For coastal New Jersey, aluminum and steel standing seam roofs are preferred for corrosion resistance and strength.
Which metal roofing type performs best in high-wind or coastal areas?
A standing seam metal roof is ideal. Concealed fasteners and interlocking panels provide superior protection in hurricane-prone and shorefront regions.
Is a metal roof worth the investment compared to asphalt shingles?
Yes for many homeowners. Metal roofs cost more initially but offer lower lifetime maintenance, fewer replacements, stronger energy efficiency, and long-term durability that often justify the higher upfront cost.
Are metal roofs noisy in the rain?
No. When installed with modern underlayment and proper insulation, metal roofs are not louder than asphalt shingles during rain or hail.
How does a metal roof compare to a tile roof?
Metal roofs are lighter, more affordable, and easier to install than tile roofs. Tile roofs can be extremely durable but may require structural reinforcement and higher installation costs.
Can homeowners install a metal roof themselves (DIY metal roofing installation)?
DIY installation is possible only for simpler exposed-fastener systems. Standing seam metal roofing requires professional tools and expertise to ensure watertight seams and proper wind resistance, especially in New Jersey’s coastal areas.
What is involved in a standing seam metal roof installation?
This installation includes:
Weatherproof underlayment
Custom panel fabrication
Fastening concealed clips
Locking vertical seams. This creates a continuous, durable surface with excellent wind-uplift resistance.
How much maintenance do metal roofs require compared to asphalt shingles?
Metal roofs need minimal maintenance, usually limited to debris removal and periodic inspections. Asphalt shingles require more frequent upkeep, such as repairing nail pops, monitoring granule loss, and replacing damaged shingles.
What are the key benefits of metal roofing for homes?
Metal roofing provides longevity, energy efficiency, fire resistance, wind resilience, and coastal corrosion protection, making it highly suitable for New Jersey climates.
Do both metal roofs and asphalt shingles meet New Jersey building codes?
Yes. When installed by licensed professionals, both roofing systems comply with state and local requirements for wind ratings, fasteners, materials, and corrosion resistance.
