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Metal Roofing vs Asphalt Shingles for New Jersey Homes
Key Points
Cost vs Value: Asphalt shingles are more affordable upfront, while metal roofs offer greater long-term savings and durability.
Lifespan: Shingle roofs last 15–30 years, but metal roofs can protect your home for 50–75 years or more.
Weather Resistance: Both materials stand strong against New Jersey’s coastal winds, rain, and hail, with metal offering added corrosion resistance.
Energy Efficiency: Metal roofs reflect heat and can cut cooling costs, while some shingles feature cool roof technology.
Resale & Maintenance: A metal roof can boost property value and requires minimal upkeep, while shingles offer classic curb appeal and wide style options.
When it comes to protecting your home in Monmouth or Ocean County, your roof is your first and most important line of defense. The decision to replace it is one of the most significant investments you’ll make as a homeowner, and it’s a decision that goes far beyond simple aesthetics. For New Jersey residents, especially those near the coast, the choice often comes down to two leading contenders: the classic architectural asphalt shingle and the increasingly popular metal roof.
This article will help you navigate this high-stakes decision by comparing these two systems on the factors that matter most for a home in our region. We’ll look at upfront costs versus long-term value, durability against harsh weather conditions, and how your choice can impact everything from your energy bills to your home’s resale value. For a broader overview of other materials, you can also read our guide to the best roofing materials for New Jersey homes.
The Jersey Shore Challenge: Why Your Roofing Choice Matters Here
Homeowners along the Jersey Shore face a unique set of environmental challenges. The proximity to the Atlantic Ocean means more than just a beautiful view—it means a constant battle against high winds, heavy rain, snow, hail, and the corrosive effects of saltwater and humidity. A roof that might perform well in a different climate may not stand up to these conditions over the long term.
Beyond the weather, homes in coastal New Jersey must also comply with local building codes, which are designed to protect structures from extreme conditions. This may include requirements for a building to be able to withstand high wind loads and for the use of corrosion-resistant materials and fasteners. Choosing a durable, high-performance material isn’t just a preference; it’s a strategic choice to ensure the long-term integrity of your home.
Upfront Cost vs. Long-Term Value: A Look at the Numbers
The most immediate difference between these two systems is the price tag. Architectural asphalt shingles are the more budget-friendly option for the initial installation, with costs generally ranging from $4 to $6 per square foot. A new metal roof, on the other hand, requires a higher upfront investment, with prices starting at around $12 per square foot.
However, focusing only on the upfront cost is a mistake. The true financial picture becomes clear when you consider the total cost of ownership over the life of your home. A typical asphalt shingle roof lasts between 15 and 30 years, meaning it will likely need to be replaced two or even three times over a 60-year period. In contrast, a standing seam metal roof can last 50 to 75 years or more.
When you factor in the rising costs of materials and labor for future replacements, a single metal roof installation can often be more economical in the long run than multiple asphalt shingle replacements.
Roofing Durability & Performance: A New Jersey-Specific Showdown
Weather & Wind Resistance
Both modern asphalt shingles and metal roofs offer exceptional protection against the elements. Metal roofs are renowned for their durability against wind, fire, and water.[6] A screw-down metal roof, for example, is securely attached to the roof deck, making it highly resistant to blow-offs during high-wind events.
Meanwhile, high-performance architectural shingles have closed the gap in wind resistance. GAF Timberline HDZ and Timberline AS II shingles come with a LayerLock™ Technology that allows them to qualify for a WindProven™ Limited Wind Warranty with no maximum wind speed limitation. This means that when installed as a complete system, these shingles can stand up to the most extreme winds New Jersey has to offer.
Impact Resistance (Hail)
Hail is a frequent problem in New Jersey, and impact resistance is a critical factor in your roofing choice. The industry uses the UL 2218 Class 4 rating, which is the highest level of impact resistance. This means the shingles can withstand a two-inch steel ball dropped from 20 feet without visible damage.
GAF’s Timberline AS II shingles are an excellent example of a product that achieves this top rating. Choosing a Class 4-rated shingle can not only provide superior protection but may also qualify you for discounts on your homeowner’s insurance premiums. Metal roofs also offer excellent impact resistance.
Protection Against Moisture & Ice Dams
A critical, often-overlooked component of a roofing system is the underlayment, particularly an ice and water shield. In New Jersey’s cold winters, heat escaping from the attic can melt snow on the roof, which then refreezes at the unheated eaves, creating a barrier known as an ice dam. This trapped water can then back up under your roofing materials and leak into your home, causing significant damage.
An ice and water shield is a self-adhered, waterproof membrane applied to the roof deck in vulnerable areas like eaves and valleys. Unlike standard felt paper, this membrane seals around fasteners, creating a continuous waterproof barrier that prevents water from infiltrating your home, even if the primary roofing material is compromised. This added layer of protection is vital for any New Jersey home.
Aesthetics & Ancillary Benefits
Beyond durability, both materials offer a range of aesthetic and functional benefits:
Aesthetic Variety: Architectural asphalt shingles provide a classic, dimensional wood-shake look and come in a wide array of colors. Metal roofs are also available in a broad selection of colors and styles, including standing seam and corrugated options.
Energy Efficiency: Metal roofs naturally reflect solar heat, which can reduce cooling costs by up to 25%. Certain architectural shingles are also available in “cool roof” options that are designed to absorb less heat.
Maintenance & Resale Value: A metal roof requires minimal maintenance—usually just an annual inspection for debris. A new metal roof can also increase a home’s property value by 1-6%. While asphalt shingles may require more frequent maintenance to maximize their lifespan, they also provide a high level of curb appeal.
Conclusion: Making the Right Choice with Proven Contracting
The decision between a metal roof and architectural asphalt shingles for your New Jersey home is ultimately a personal one that depends on your priorities.
If your primary focus is on a balance of durability, proven performance, and an affordable initial investment, a high-quality architectural asphalt shingle roof is an excellent choice.[5] With modern features and warranties, these systems provide exceptional protection against the region’s weather.
If you are looking for a long-term investment with superior longevity, minimal maintenance, and the potential for a higher total return on investment, a metal roof is a compelling solution.[8] While the upfront cost is higher, the extended lifespan and added value make it a smart financial and structural decision for a home you plan to live in for decades.
At Proven Contracting, we understand the specific needs of homeowners in Monmouth and Ocean Counties. We don’t believe in a one-size-fits-all solution; we believe in helping you find the right roofing system for your home and budget. Contact us today for a professional consultation and a free estimate.
Frequently Asked Questions : Metal Roofing vs Architectural Asphalt Shingles
What are the main differences between metal roofing and architectural asphalt shingles?
Metal roofing offers superior longevity, durability, and energy efficiency, while architectural asphalt shingles provide a more budget-friendly installation with strong protection and classic curb appeal.
Which roofing option is better for New Jersey’s coastal climate?
Both systems can perform well, but metal roofs excel in resisting saltwater corrosion and high winds, while modern asphalt shingles like GAF Timberline HDZ can withstand extreme wind conditions common along the Jersey Shore.
How long does each roofing system last?
Architectural asphalt shingles typically last 15–30 years, while standing seam metal roofs can last 50–75 years or longer with proper installation and minimal maintenance.
Is a metal roof worth the higher upfront cost?
Yes, for many homeowners. While metal roofs cost more initially, their long lifespan, minimal maintenance, and energy efficiency can make them more economical over time compared to multiple shingle replacements.
Are metal roofs noisier during rain or hail?
Not with modern installation methods. When paired with proper underlayment and insulation, metal roofs are no louder than asphalt shingles during storms.
Which roofing system offers better protection against hail?
Both materials perform well, but Class 4 impact-rated asphalt shingles and high-quality metal roofs both deliver excellent protection against hail damage, potentially lowering insurance premiums.
How do ice and water shields factor into roof protection?
An ice and water shield creates a waterproof barrier under the roofing materials, preventing leaks from ice dams and wind-driven rain—essential for homes in New Jersey’s cold winters.
Which roof type adds more resale value to my home?
A metal roof can increase home value by 1–6% due to its longevity and energy efficiency, but architectural asphalt shingles also boost curb appeal and remain attractive to many buyers.
Do both roofing types meet New Jersey building codes?
Yes, provided they are installed by a licensed contractor. Both metal and asphalt shingle systems must comply with local codes regarding wind resistance and corrosion protection.
How much maintenance does each roofing system require?
Metal roofs typically need only periodic inspections and debris clearing, while asphalt shingles may require more frequent maintenance to maximize their lifespan.
